| Bank Loan | Credit Counseling |
PAYS® Plan | Do Nothing (Pay Minimum) |
| $ 30,000.00 Total Unsecure Debt |
$ 30,000.00 Total Unsecure Debt |
$ 30,000.00 Total Unsecure Debt |
$ 30,000.00 Total Unsecure Debt |
| 60 Months to pay off |
60 Months to pay off |
24 Months to pay off |
395 Months to pay off |
| 11% Interest Rate |
9% Interest Rate |
NONE Interest Rate |
23.9% Interest Rate |
| $ 9,136.36 Extra Interest Paid |
$ 7,365.04 Extra Interest Paid |
NONE Extra Interest Paid |
$ 206,110.24 Extra Interest Paid |
| $ 39,136.36 Your Total Cost |
$ 37,365.04 Your Total Cost |
$ 16,500.00 Your Total Cost |
$ 236,110.24 Your Total Cost |
| $ 652.27 Monthly Payment |
$ 622.75 Monthly Payment |
$ 700.00 Monthly Payment |
Variable Monthly Payment |
| $ 22,636.36 Total Costs Over PAYS |
$ 20,865.04 Total Costs Over PAYS |
 |
$ 219,610.24 Total Costs Over PAYS |
Above estimates include PAYS® fees after settlements are reached.
This Calcultor is only for unsecured debts.